Category Archives: Education
Ashley Madison database hack exposes UK Greek Islam convert/ sharia law extremist.
Transactions totaling $174, an initial payment of $54 followed by 8 monthly payments of $15 for the period between 22 October 2014 and 19 June 2015, were discovered attached to the name of Hamza Andeas Tzortzis.
Of course he has tried to deny it.
But here’s the data:
There are another 16 lines of his monthly payments, but accounting is a bit boring.
Gee that’s an odd IP address for some who live in the UK, Sydney Australia?
Maybe Hamza has a point….
Well, then you do a little more digging and find out that that is exactly when Hamza was in Sydney, and don’t say we are making it up, its on his own blog.
He admits he was in Sydney on that exact day, on his own blog.
22 October, Wednesday
6PM – 9PM: Lecture “Islam and the Secular Mind”. Hosted by MSA NSW. UWS, Miperra, Sydney.
Hamza Andeas Tzortzis: A massive hypocrite who by his own words should be stoned to death for adultery.
So Muslims please show your devotion and stone the adulterer to death, it’s your belief system, I just want you to be consistent with it.
So just in case you have forgotten your procedure, I have included a quick tutorial to make sure you get it right.
So why exactly are we allowing these insane hypocrites into Australia?
Recently we have had debates about education funding and regulation. So it would be a worth considering the woeful path New Zealand took with its education funding model about 23 years ago.
The New Zealand loan scheme, the rapacious debt monster that for the first 20 years of its life was unbankrupt-able. Starting out at 7% plus CPI interest rates being charged daily culminating in monthly 2% penalties for non payment, this political football generated billions of dollars of debt placed squarely on the shoulders of the youngest and least able to pay. How did people deal with this in a country with shallow employment markets, low wages and few opportunities. One option was emigration and a significant number who did so simply left the debt behind. Australia with its strict privacy laws vast landscape became an attractive hideout for those who sought to escape the debt slavery of the student loans scheme. Australia is home to approximately 7500 long term non payers owing about 450 million dollars of this debt. Worst of all was the continuous tinkering with the terms and conditions of this debt making it difficult to understand what was actually required. This confusion was exacerbated by the IRD deliberately providing misinformation to confuse and deceive borrowers in paying more that they were legally required to. The IRD is a powerful government agency in New Zealand and has on occasion enacted legislation taking force retroactively, one of the more infamous cases was the first student loan bankruptcy in the mid 1990’s where the borrower had filed for bankruptcy and been discharged after several years only to then be told the loan could not be bankrupted and the debt still stood. For almost 20 years the loans could not be bankrupted. Recent developments with contacting historical borrower appear to be a form of gaming borrowers and simply waiting until they have enough assets to chase despite ignoring them for many years. The statue of limitations on debt ( typically 7 years) does not apply to these loans either.
Recent changes to information sharing between the ATO and IRD ( NZ ‘s tax office) announced by Tony Abbott means that the ATO will be giving information to New Zealand regarding borrowers that are sought for payments. The Australian based hold outs have been getting some very large bills lately.
Recently however the NZ government relented and accepted that a NZ student loan was in fact bankrupt-able, this of course leads to the inevitable new wave of bankruptcies where the largest (and often only debt cited) was the NZ Student loan. So here we have Kristina Andersen, New Zealand based bankruptcy specialist explaining the situation in an interview with radio New Zealand.
But the New Zealand government has changed it’s mind before (retrospectively) to re-shackle a bankrupt with their student loan debt all over again. I’m sure many of the long term defaulters are watching this situation carefully so see if it a real remedy or whether it is just more ‘bait and switch’ policy in the student loan shell game. I guess that’s the reason why they called it the student loan scheme.
Scheme ( definition)
Yes the student loan scheme certainly turned out to be underhanded and completely impractical for borrowers.
The amusing fact is this, NZ student loan borrowers are actually advised to consider declaring bankruptcy right after graduation.
So that is the possible legacy of a completely deregulated education system with loans and debt as fuel for a massive debt and bankruptcy bomb the explode in the future.
Eventually one would hope the business model of putting students in to enormous debt with the intention of farming them over a lifetime will come to an end with the simple inability to pay converged with the fact that information is now almost completely free via the internet. The voucher of a university degree will simply lose its luster as a guarantee of a better middle class life. There is of course the real competition, open source, free market online style education.
It’s seems an anachronism that people would opt for 6 figure debt for information they could get for free. Perhaps the university degree will become a thing of the past, and future people will educate them selves in a lifelong process of continuous learning.
You really need to see this on a really big screen.
The word “dysgenic” was first used, as an adjective, about 1915, by David Starr Jordan, describing the dysgenic effect of World war I. Jordan believed that healthy men were as likely to die in modern warfare as anyone else, and that war killed only the physically healthy men of the populace whilst preserving the disabled at home. Stolen straight from Wikipedia.
In essence war weakens a society immediately and for generations to come.
So an entirely plausible chart showing causes and effects of various social institutions and political themes leading to a feedback loop between banks and those pushing progressive (politically correct) culture. Was this actually planned this way of was it an accidental consequence of different groups lust for power at all costs? Either way it is a very interesting analysis of some very big issues. There is the further prong to the assault of attacking logical reasoning also, to prevent people from comprehending what is actually going on.
One can almost image it as a power point presentation being displayed somewhere quite vile.
OK I know what you are thinking, WTF is this about. After doing some legal research (which we do from time to time for the lols), we discovered that locomotives and railway rolling stock are not classed as vehicles according to the road safety act 1986, and therefore are completely unregulated. Insanely enough a bicycle is considered to be a vehicle or almost any thing else that moves. Kick a can down the road, its vehicle, but if it has railway wheels under it, they can’t touch it.
Vehiclemeans a conveyance that is designed to be propelled or drawn by any means, whether or not capable of being so propelled or drawn,and includes bicycle or other pedal-powered vehicle, trailer, tram-car and air-cushion vehicle butdoes not include railway locomotive or railway rolling stock;
So for all the people who don’t have a license we have the solution: Jet train.
Our resident engineers are furiously struggling to find way to steer the dam thing, and there is also that kind of annoying thing about the way it leaves massive grooves in the road, but we are sure than since speeding fines alone are a billion dollar per year industry, the market will find a way.
So lost your license due to speed, booze, pills, or what ever?
Want to escape the hassle of staying sober and obeying speed limits?
Getting tired of having to stop for flashing blue lights?
Tired of waiting at intersections?
Then jet train could be right for you!
Save money and time by avoiding fines and court cases!
Best of all its completely legal*.
*According to Victorian Road Safety Act 1986 a locomotive is not a vehicle and none of the act applies to it.
Legal and making sense are not the same thing obviously.
For those on a budget we are working on a small flat bed bogey with a pulse jet for forward motion.
It’s quite difficult to describe the way people can completely distort a topic by framing a debate. Just because I can explain it, it doesn’t mean you can understand it. Basically people can leave out certain parts of a discussion, because it doesn’t support the point they are tying to make, or their general overarching beliefs. Often it is deliberate, but sometimes an incorrect belief occurs because certain facts or observation are simply not known and the lack of information has framed the observation. Example, if a space alien landed on earth on an Australian beach in the summer, that alien might think people always wear beach wear, because its always hot. That alien might think everyone speaks English, wears rubber sandals, drinks beer. Of course the aliens observations are framed by only seeing part of the picture. Of course we could also deliberately frame the observation and show the alien our science institutions to make the alien think we are smart.
Even really smart people can draw the wrong conclusions from a framed observation or debate. Its easier to explain with some pictures.
This is the same picture with just a little more added to the frame, suddenly your mind starts doing all kind of back flips trying to explain to itself what is wrong here and what piece should be ignored or is perhaps some sort of trickery. The problem is you have been caught by the cognitive dissonance of your optical perception. Your visual processing wants to chop certain parts of the picture out because they fly in the face of a fundamental assumption, gravity. As you are struggling with this other piece start to seem out of place that you discounted before at being too trivial to worry about. Finally you realize you were tricked from the beginning, because you made an incorrect assumption from the beginning. Your world was literally upside down.
This is how powerful framing is in debates and information in general. You can be made to believe things fundamentally opposite to the truth and be quite certain of them, if you consider only some of the available information. So what trickery did I use to make those pictures? Just the cropping tool and a vertical flip of the picture. I could have done it with a few printed photos, a razor blade and ruler, a computer was not required and neither was anything complex.
Remember what just happened in your head and how it happened,
you are probably being fooled like this about a lot of things.
ABC 4 corners investigation has uncovered the amoral gamification of government contracts purported to offer job seeker assistance.
This video may not be available after march 9 2015 so get in fast.
Forging and falsifying documents seemed to be industry standard practice.
Specific rorts uncovered were:
Categorizing people into more at risk categories in order to get more funding.
Claiming payments for assisting job seekers into work even when the job seeker was not assisted.
Funneling job seekers into in-house training courses order to claim a training payment, often the training was low quality, inappropriate or never actually provided.
What is more shocking was successive governments were aware of the widespread fraud and waste but did nothing to punish the fraudsters.
So a total of 18 billion dollars was spent on this program, conservative estimates are that about half was fraud by the contracted agencies.
18 billion dollars spent over a 16 year period is a lot of money, what else could be done with such a sum.
In November 1960 President Kennedy was elected and quite quickly promised to have a man on the moon before 1970.
In the period of 1961 and 1969, 34 billion dollars was spend on getting man on the moon.
So effectively we could have had half a moon landing for the price of the wacky ideologically driven ‘be mean to the battlers’ program.
So who is behind all of this, who else Tony Abbott,
Minister for employment when the program was announced,
under John Howard.
I’m sure there are a few people other there really not sure what the sub prime crisis was, or what caused it to occur.
How did so many supposedly smart financiers and bankers get sucked into it, or where they knowing and willing participants, feeling that they were not going to be held liable.
I must admit if you use the language of the accountants, lawyers, banker and government its really hard to decipher what actually happened and who was at fault.
What you do know is you got shafted but you aren’t exactly sure how this happened.
Help is at hand.
Here is a really good common sense explanation of what happened using a small pub as an example. This analogy is approved my our economics adviser as ‘more or less what happened’.
Mary is the proprietor of a bar in Dublin. She realizes that virtually all of her customers are unemployed alcoholics and, as such, can no longer afford to patronise her bar.
To solve this problem, she comes up with a new marketing plan that allows her customers to drink now, but pay later. She keeps track of the drinks consumed on a ledger (thereby granting the customers loans).
Word gets around about Mary’s “drink now, pay later” marketing strategy and, as a result, increasing numbers of customers flood into Mary’s bar. Soon she has the largest sales volume for any bar in Dublin.
By providing her customers freedom from immediate payment demands, Mary gets no resistance when, at regular intervals, she substantially increases her prices for wine and beer, the most consumed beverages. Consequently, Mary’s gross sales volume increases massively. A young and dynamic vice-president at the local bank recognizes that these customer debts constitute valuable future assets and increases Mary’s borrowing limit. He sees no reason for any undue concern, since he has the debts of the unemployed alcoholics as collateral.
At the bank’s corporate headquarters, expert traders figure a way to make huge commissions, and transform these customer loans into DRINKBONDS, ALKIBONDS and PUKEBONDS. These securities are then bundled and traded on international security markets. Naive investors don’t really understand that the securities being sold to them as AAA secured bonds are really the debts of unemployed alcoholics. Nevertheless, the bond prices continuously climb, and the securities soon become the hottest-selling items for some of the nation’s leading brokerage houses.
One day, even though the bond prices are still climbing, a risk manager at the original local bank decides that the time has come to demand payment on the debts incurred by the drinkers at Mary’s bar. He so informs Mary.
Mary then demands payment from her alcoholic patrons, but being unemployed alcoholics they cannot pay back their drinking debts. Since Mary cannot fulfill her loan obligations she is forced into bankruptcy. The bar closes and the eleven employees lose their jobs.
Overnight, DRINKBONDS, ALKIBONDS and PUKEBONDS drop in price by 90%. The collapsed bond asset value destroys the banks’ liquidity and prevents it from issuing new loans, thus freezing credit and economic activity in the community.
The suppliers of Mary’s bar had granted her generous payment extensions and had invested their firms’ pension funds in the various BOND securities. They find they are now faced with having to write off her bad debt and with losing over 90% of the presumed value of the bonds. Her wine supplier also claims bankruptcy, closing the doors on a family business that had endured for three generations, her beer supplier is taken over by a competitor, who immediately closes the local plant and lays off 150 workers.
Fortunately though, the bank, the brokerage houses and their respective executives are saved and bailed out by a multi-billion euro no-strings attached cash infusion from their cronies in Government. The funds required for this bailout are obtained by new taxes levied on employed, middle-class, non-drinkers who have never been in Mary’s bar.
Now, do you understand economics in 2015?
<Original source with sharing buttons on page.>
Worst of all this could still happen to other parts of the economy, including the monetary system, your cash in hand could suddenly become as worthless as a 2006 sub prime CDO.
Shout out to M V.